Online Banking Dissertation Ideas TextRef: busman0028 for online banking background, the advent of the internet and the popularity of personal computers presented both an opportunity and a challenge for the banking industry. For years, financial institutions have used powerful computer networks to automate millions of daily transactions. The aim of the research is to investigate the driving forces and barriers for using online banking in the u.k. A detail literature review of literature suggested that online banks should build the customer confidence by creating security and trust. Trust has a more direct effect on an individual rsquo s behaviour than perceived ease of use in the online banking context. Banks must tackle online fraud and do more to promote security among their online customers. The researcher chose 10 respondents who have extensive experiences, for at least 5 years, in using online banking services to evaluate the customer perception of online banking in the u.k. 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